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kkpp's posts

35 posts found

Nov. 30, 2014, 11:02 a.m.
Posts: 36
Joined: Nov. 9, 2013
1x9

Thanks for the suggestions/offers guys. Hmmm… still not sure what I'm going to do… leaning towards getting a cheap 32t up front for now from a lbs.
The current set up is pretty good, no dropped chains even on chundry ns trails. I'd pony up for a narrow wide but don't see the point unless I can ditch the chain guide - and from what i've read you really need the clutch derailleur to prevent dropped chains on the rough stuff. Though some say you don't… it's confusing. Don't want to replace something that works with something that doesn't. I might sell this bike soon otherwise I'd go 30t nw, 11-36, and clutch derailleur and call it a day, it suits the trails I ride.

Nov. 29, 2014, 10:35 a.m.
Posts: 36
Joined: Nov. 9, 2013
1x9

Novice mtb'er here. I bought my bike second hand and it came with an "odd" drive train for an all-mountain bike: 11-34t 9 speed cassette, 34t front ring with E13LG+ chain guard, non-clutch derailleur. I'm looking to get a lower gear for spinning up fromme - I can climb with it fine as it is but am getting some discomfort in my knees and just want to take it easy.

Having trouble finding just a plain old 32t ring for the front, seems like everything is narrow wide, also 32t is the smallest the chainguard will accomodate. Would be happy with a 30/32 front with guide. Want to do this for as cheap/easy as possible, the bike's not worth a lot. Not really feeling converting to 2x9 (will need a proprietary specialized hanger, shifter etc) any suggestions what to do or what to buy?

Sept. 18, 2014, 7:03 p.m.
Posts: 36
Joined: Nov. 9, 2013
Where should I travel.

sub'd, I'm in pretty much the same boat! want to go somewhere in October or December, solo trip, inexperienced, want something cool.

Sept. 17, 2014, 10:15 p.m.
Posts: 36
Joined: Nov. 9, 2013
NSMB - 2014 – Hardtail Thread

That looks great!

Aug. 19, 2014, 7:35 p.m.
Posts: 36
Joined: Nov. 9, 2013
Artists who deserve views

yeah Phantogram kicks ass, new album's been dope

June 17, 2014, 7:03 p.m.
Posts: 36
Joined: Nov. 9, 2013
gloves

I'm new to mtb and would like to grab a pair of gloves. Last season I used a set of XC gloves I got at MEC but they've stretched a bit so this time I'm going to get something that fits a bit tighter new. Something that breaths relatively well as I tend to run hot, any suggestions?

May 28, 2014, 10:11 p.m.
Posts: 36
Joined: Nov. 9, 2013
Employee to Subcontractor wages (CAD)

Sales tax, or GST?

GST, sorry didn't mean to be misleading there.

May 28, 2014, 3:35 p.m.
Posts: 36
Joined: Nov. 9, 2013
Employee to Subcontractor wages (CAD)

This is only true if you set up shop so that you're an employee of your incorporated company. If you pay yourself dividends instead of a salary, the CPP requirement isn't an issue, and the tax rate on dividend income is lower than on employment income. That said, the advantage to paying yourself with dividends has been shrinking over the years, but there's still savings to be had when you consider that the business tax rate has shrunk as well.

Ummm… no, self employed individuals pay twice as much CPP as employed individuals.

In 2013, the maximum amount is $51,100. The contribution rate on these pensionable earnings is 9.9%, split equally between you and your employer. If you are self-employed, you pay the full 9.9%. The maximum contribution for employers and employees in 2013 is $2,356.20 each.

If you are self-employed, the maximum contribution is $4,712.40. Your contributions are based on your net business income (after expenses). You do not contribute on any other type of income, such as investment earnings. If, during a year, you contributed too much or earned less than the set minimum amount, your contributions will be refunded when you file your income taxes.

http://www.servicecanada.gc.ca/eng/services/pensions/cpp/contributions/

For people who have incorporated their businesses, yes, there is no CPP assessed on dividends and you can avoid paying it. But let's keep this on track…

May 28, 2014, 12:45 p.m.
Posts: 36
Joined: Nov. 9, 2013
Employee to Subcontractor wages (CAD)

As other have said make sure you carefully read the CRA's guidelines for determining your status re: employee/subcontractor. The fact that you work at home rather than using your former employer's office and equipment is one factor, but it is not enough by itself.

Being a subcontractor is attractive because you can deduct business expenses, but you may not have much to deduct. Also as a subcontractor you will have to collect and remit sales tax. Businesses like subcontractors over employees because they don't have to pay their portion of EI/CPP which is a cost to them over and above your gross wages they pay. When you become a contractor you will have to pay the CPP you would have as an employee plus the amount your employer would have paid - but you don't need to pay EI, but you also forgo the security should you be laid off. Lots to consider.

April 13, 2014, 4:29 p.m.
Posts: 36
Joined: Nov. 9, 2013
Roof Rack vs Hitch Rack

damn I was about to make the exact same post. OP have you looked into the cost difference? I'm wondering how much I'm going to have to pay to get a hitch installed. I'm leaning towards a hitch, I want loading after a tiring ride to be dead easy, I don't need to haul more than two bikes. Is 1" receiver enough for AM/DH bikes?

April 13, 2014, 8:51 a.m.
Posts: 36
Joined: Nov. 9, 2013
Healthy eating

Dollar grocer on commercial by broadway (beside jj bean) has bulk quinoa in a couple different varieties

awesome thanks i'll check it out

April 12, 2014, 12:30 p.m.
Posts: 36
Joined: Nov. 9, 2013
Healthy eating

Bulk food places. Got a Bulk Barn anywhere nearby?

Doesn't look like Bulk Barn has any locations in the lower mainland. Place like whole foods have it in bulk I imagine, but they're overly expensive

Costco sells a big bag of quinoa

Don't have a membership anymore unfortunately, and wouldn't use it enough to justify paying for one :/ but yeah Costco has largish bags.

April 11, 2014, 7:19 p.m.
Posts: 36
Joined: Nov. 9, 2013
Healthy eating

Anybody know where to buy larger quantities of Quinoa in Vancouver? I only ever see small boxes at grocery stores. I love how much faster it cooks than brown rice!

Jan. 9, 2014, 6:56 p.m.
Posts: 36
Joined: Nov. 9, 2013
80s/90s rigid "mountain bike"

I have an old really good condition red Bianchi (made in Japan not the cheap china one) with full XT groupo, Tange steel fork and double butted spoke wheels I'm looking at selling pretty soon. Need more space.

Give me a shout if you'd like.

What's the frame size and price? I kind of want to find my own bargain because some of these bikes are pretty cheap but let me know.

Jan. 9, 2014, 12:56 p.m.
Posts: 36
Joined: Nov. 9, 2013
80s/90s rigid "mountain bike"

Oh I'm not actually planning to swap a fork, I just meant about the slack angle issue and asked the same question twice because I didn't realize until after I made a repost that my posts were waiting for mod approval. That giant looks nice but I'm 5'11 so would need something a bit larger. I actually ride around on a 70s Norco road bike so I'm used to the vintage stuff, would just like a more relaxed geo and wider and higher profile tires for more versatility. I'm definitely looking for something that can go fast, and yes I know there's tons to choose from on craigslist, which is pretty sweet haha.

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