Part of me is so happy that you included the multi tool. I ran mountain bike camps for a number of years and the number of times I encountered kids who's parents had installed really flashy off brand parts on their bike and sent them to camp drove me crazy. I would carry a multi-tool and a 20" presta tube, that solved most of my problems, but without fail I would encounter one kid who shows up with their front brake through the steerer using some sort of Alabama backwoods solution (that their parent though was the latest and greatest) that would need like a 12mm wrench to adjust, they crash and their and bars are crooked and I (or the other councilors on my team) didn't have the tools. Even if the kids don't know how to use the multi tool it is nice to have.
My partner who is a new rider is the same, she has a multi tool in her bag all time. She doesn't always know what to do with it but she has it so when she is in a group she can find someone who knows what to do and we have made sure that her multi tool and adjust everything on her bike.