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yellowdogx's posts

2647 posts found

Oct. 10, 2016, 7:50 a.m.
Posts: 2,658
Joined: July 6, 2003
How much do you know about financial independence?

CP or CN?

How many days on do you do?

Skytrain.

Oct. 9, 2016, 9:45 p.m.
Posts: 2,658
Joined: July 6, 2003
How much do you know about financial independence?

wow. may i ask what career/trade/profession you work in? them's some long hours.

Train mechanic.

Oct. 8, 2016, 5:51 p.m.
Posts: 2,658
Joined: July 6, 2003
How much do you know about financial independence?

My brokerage had a similar list that didn't include the ETFs I wanted to drip. I called them up and they told me they could drip the ones I wanted to, but weren't on the list.

Think about maintaining a current list of all holdings that are drip eligable. Impossible in my mind.

Again I believe that the list of drip eligible stocks are all synthetic drips. My understanding of synthetic drips is that they are operated by the brokerage not the companies who's shares you have purchased. Thus you only get it purchase full share amounts with your dividends unlike computer share that allows you to purchase partial shares with your dividends but charges more to sell. Although admittedly I am a newb on financial issues like these.

Oct. 8, 2016, 5:45 p.m.
Posts: 2,658
Joined: July 6, 2003
How much do you know about financial independence?

no shit i figured it was a misprint.

Yeah really can't complain too much. Just under $40 an hour, all OT is 2x, 3x on stats, 4 weeks of holidays, and soon to be a DB plan (we had a DC plan that they matched at 200%) Just have to keep yourself motivated to work 12 hour days, 0600-1800 and 1800 to 0600. :(

Oct. 8, 2016, 1:59 p.m.
Posts: 2,658
Joined: July 6, 2003
How much do you know about financial independence?

Wow, that is pretty rare these days. Most companies are going the other way as fast as they can.

I'll beleive it when I see it too but it's in our latest contract.

Oct. 8, 2016, 12:54 p.m.
Posts: 2,658
Joined: July 6, 2003
How much do you know about financial independence?

Drip lists online aren't necessarily accurate. Call RBC to find out that you can drip what you want to buy. Vanguard funds weren't on my brokerages list, but all of mine drip. You need to call RBC anyway to set up the drip after you buy the fund.

XUU drips according to Ishares, so it'll be eligible. If RBC says otherwise, buy it through someone else.

You're right that drip is important when you are paying per transaction.

I believe the list I posted are the synthetic DRIPs offered by RBC?

Oct. 8, 2016, 10:07 a.m.
Posts: 2,658
Joined: July 6, 2003
How much do you know about financial independence?

So I'm finally getting around to opening a brokerage account as I'm tired of paying MERs that are out of line for the returns I am getting. Going to be using RBC (I know there are cheaper alternatives out there, it's who I bank with so its just simpler this way).

Im not interested in spending hours of time researching and monitoring daily so I am going to be using the coach potato plan.

This is for money I have sitting in RRSPs (around 100K) and I am no longer contributing as I now have a workplace pension (currently it's DC but it will be transitioning to a DB plan in 2018 ).

My question is RBC offers a limited number of shares that are available for DRIP:http://www.rbcdirectinvesting.com/drip-list.html#i

So I originally was just going to go with the the following recommended index funds:
25% XQB
25% XIC
50% XUU

But unfortunately XUU is not on RBCs list of DRIP eligible funds so I was thinking of replacing it with XSP, which is DRIP eligible, but is limited to the S[HTML_REMOVED]P500 and not total market?

Should I forgo the DRIP and get better US market exposure or go for XSP?

As I only plan on balancing once per yer to keep costs down I like the idea of any dividends getting "to work" right away.

Sept. 29, 2016, 10:27 a.m.
Posts: 2,658
Joined: July 6, 2003
Cancer, Before I die

Keep on keeping on Rosco!

Sept. 17, 2016, 10:54 a.m.
Posts: 2,658
Joined: July 6, 2003
Low Pressure Gauges

0-60
Cheap
Consistent

https://www.homedepot.ca/en/home/p.1000404234.html?gclid=CK67lI_8ls8CFVCVfgodAF0DbA

Sept. 15, 2016, 4:05 p.m.
Posts: 2,658
Joined: July 6, 2003
Interbike Wish List

How crank brothers stays in business producing such crap.

Sept. 14, 2016, 8:54 p.m.
Posts: 2,658
Joined: July 6, 2003
Rain jackets

good details in this thread. i use a relatively cheap OR jacket for the rain but i avoid long, high output full on rain riding if possible. sure i would like a super high end rain jacket, if you can afford one you should. outdoorgearlab.com does a highly critical job of sorting out some of these hardshell jackets, highly informative. worth a look.

How is the sleeve length on the OR jackets? I'm just under 6'7" but only weigh 185 so finding stuff that fits is a nightmare.

Sept. 14, 2016, 6:10 p.m.
Posts: 2,658
Joined: July 6, 2003
Rain jackets

Thread jack: Any options for the non trust fund deadbeats like me that don't feel like your wearing a hefty bag?

Sept. 14, 2016, 10:57 a.m.
Posts: 2,658
Joined: July 6, 2003
How much do you know about financial independence?

If you can't pay cash, you can't have it.

No houses for anyone.

Sept. 7, 2016, 8:45 p.m.
Posts: 2,658
Joined: July 6, 2003
Free Vintage shiz and a tent

1998 Stumpjumper M2 frame medium blue
2002 White Brothers DH2 fork, I loved this fork but it just sits on the wall
old Hope rear brake not sure on the model
2 Man tiaga tent, rewaterproofed works well weighs about 8 pounds

pick up in Langley

If the above poster doesn't grab the fork I'll take it!

Sept. 5, 2016, 3:14 p.m.
Posts: 2,658
Joined: July 6, 2003
Silicon Grippers

You could try and mix some 100% silicon (from a caulking tube) with some toluene to a thick gear oil consistency and paint it on with an acid brush or a chip brush. We use this in the gangway stitching in trains.

Never used it for gloves before but it should work. Good luck and let us know how it works out!

Don't forget your respirator. Unless you like huffing chemicals. ;)

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