Would be a good point except this is not a small pub, its part of a chain of like 6 Irish pubs in Calgary. I never said it was small or slow. As a matter of fact the only reason we didn't go to the smaller neighborhood pub that does accept debit is because our friends wanted to check out cheap appetizer night at this other place.
K. From a business point of view, even if it is part of a large chain (independant franchise or all owned by one person or corp) the general rule of thumb is that is has to be financially viable or it won't stay around. Nobody likes owning a money losing business or subsidizing a location by taking proceeds from a profitable location. Unfortunately, that's the way a lot of businesses work, if it loses money it gets sold or closed.
The % difference between having to pay the surcharges and receiving money from the independant ATM operator can make a huge difference to the manager/owner when they review the books. It may be inconvenient to stop at a bank but for the staff and owner I am sure they would be inconvenienced with no employment. That's the business side anyway. Without first hand knowledge and the ability to review their books I couldn't tell you why they do it. We are all just guessing and you are walking 100 ft out of your way and paying an extra few dollars for dinner.
Without going back through all the posts, if you are uncomfortable carrying cash, don't drive, can't get to your bank, don't own credit cards, find it unacceptable to pay the extra charges involved with independant ATM and don't think you should have to walk across the bar to pay the said charges I would recommend asking if they accept debit when you enter an establishment and let your friends know they may have to spot you some cash until you can, at your convenience of course, pay them back and never visit the establishment again.
hol-ee shit but that's a big hole :eek: