Avion visa, points can be used for any airline or flight. X number of points is equal to 750 bucks. So you may have to top up to actual ticket price with cash. What is good is the flexibility. You have to book through the avionics travel agency, but that seems to work fine.
Probably the smartest thing to do is forget points and get one of he cashback credit cards. You can get another fee visa from cibc that gives 1% back. Or pay a yearly fee and get up to 3% back with some other cards.
The absolute best program out there (imo) is the Capital One aspire travel. It's $120 annual fee, but you get 30,000 pts to sign up and 10,000 bonus points a year. Each point = 1 cent so it's really $20 a year. Using the card works out to a straight 2% cashback that can be used towards any travel that you can book with anywhere. It's just applied as a credit against your statement.
The Avion card is good, but only if you convert over to British Airways points at 1.5x (done twice a year). With certain flights on partner airlines, you can get trips to Asia that work out to something like 3.5% back. Things have changed recently for that deal, so it might not be as hot. There's also the risk that BA won't have that deal.
Finally, if you just want a no hassle card - MBNA Smartcash card. No fee, 1% cash back on everything except gas and groceries which is 3%.
All other cards really.. blow.
Also, if you are planning on spending $3k in the next month, sign up for the American Express small business card. They'll waive the fees for the first year and give you 25,000 aeroplan points. You then of course, cancel that card and do it again the next year.
My photos | Green Avocado
Life's tough, it's even tougher if you're stupid.
Guns kill people just like pens cause spelling mistakes, cars create drunk drivers and spoons create fat people.
PM me to learn how to use credit card bonuses to fly for free.
