#!markdown
The problem with "insurance as the answer" is that the insurance company can
do nothing manage the risk. They just price it. Air Canada are the ones who
can physically prevent the damage and they should therefore bear the real
risk. Liability limits are irrelevant. That's just legal bullshit. If you are
entrusted with the care of our bicycles (or other things) you should be held
accountable for exercising due care, regardless of the "insurance"
circumstances. It's your fault. It is all on you. Compensate your customer
accordingly, regardless of your self-prescribed "limits". If insurance comes
into it at all, it should be Air Canada's insurance that is relevant here.
This gives you motivation to stop fucking-up our gear - you know, to get lower
premiums.
June 18, 2015, 8:08 p.m. - Winky
#!markdown The problem with "insurance as the answer" is that the insurance company can do nothing manage the risk. They just price it. Air Canada are the ones who can physically prevent the damage and they should therefore bear the real risk. Liability limits are irrelevant. That's just legal bullshit. If you are entrusted with the care of our bicycles (or other things) you should be held accountable for exercising due care, regardless of the "insurance" circumstances. It's your fault. It is all on you. Compensate your customer accordingly, regardless of your self-prescribed "limits". If insurance comes into it at all, it should be Air Canada's insurance that is relevant here. This gives you motivation to stop fucking-up our gear - you know, to get lower premiums.