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May 18, 2021, 9:38 a.m. -  Lu Kz

You need to have the conversation with the agent on the phone. Every one I've dealt with has valued them very low but was willing to up the value substantially for an additional fee. I am currently with TD and it was a non-noticeable difference when divided over the whole year. I understand I am now grandfathered for that price structure though.

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