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It's a no-brainer to buy the bike that is in the shop if one's current bike is knackered. Until 'Plan A' is on a boat it could be held up for months due to container shortages. If one's current bike is fine, then do whatever you want and just ride that one in the meantime. Re the deposit, what's the point of paying one if it can be returned? That makes no sense at all.
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