I tend to do this year round, but I do like to pack a completely separate insulating layer (Arc'teryx Atom or similar) in case I actually find myself injured and in need of extrication. A wool jersey and a GoreTex jacket may be fine for riding in the rain, but stop moving for any amount of time and the cold takes over quickly.
Oct. 18, 2017, 12:21 p.m. - Morgan Taylor
I tend to do this year round, but I do like to pack a completely separate insulating layer (Arc'teryx Atom or similar) in case I actually find myself injured and in need of extrication. A wool jersey and a GoreTex jacket may be fine for riding in the rain, but stop moving for any amount of time and the cold takes over quickly.