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Oct. 31, 2016, 4:21 p.m. -  Merwinn

#!markdown Individually no, however for groups holding racesto a trail running/MTB club to guiding and learn to MTB co.'s, they would be contravening the fine print in insurance policies and open to litigation in the event of an accident. It's more about the big picture as many of these organisations also contribute back to community through various means.

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